Let’s do something for someone else. Pick up a new toy for a child of any age, unwrapped and under $30 in value and drop off during our regular meeting time.

While you are there, grab a piece of pie, some coffee or hot cider and we can all chat about what ever is on your minds.

Just my way of saying Thank You for a great year!

P.S. What kind of pie do you want??

With all the news from Zillow Instant Offer, or Opendoor, and even the signs popping up that say “we buy houses”; what is an instant offer and what does it look like?

In this Savvy Senior Seminar Series, we will dive into Instant Offers. We will look at the good, the bad and the ugly with real numbers so that you can see what will be the best course of action for you.

The coffee and donuts are free, the information is priceless.

Wednesday, October 16
2:00-3:00 pm
at

ANB Bank Loveland
808 W Eisenhower Blvd.

Don’t put your real estate transaction in jeopardy because you don’t know what you don’t know.

We are going to have some fun while we learn. I have created a “Jeopardy” game board for real estate terms and myths. This interactive game board will ask us questions, while we try to answer.

Who said learning can’t be fun, never met me. Who else is “game?”

Join us on September 18
From 2:00 - 3:00 PM
At
ANB Bank
808 W Eisenhower Blvd, Loveland

The coffee and donuts are free, the information is priceless.

Medicare Open Enrollment is just around the corner. But time to start planning is now. Do you know enough about Medicare to be asking the right questions?

Join us for our August 21st Savvy Senior Seminar at ANB Bank in Loveland.

The coffee and donuts are free. The information is priceless.

Why work with an SRES®?

SRES® designees have unparalleled training and experience in seniors real estate, including:

• Helping you manage the financial and emotional challenges of selling a long-held family home

• Creating a customized plan to market and sell your property

• Understanding your unique needs and creating a customized plan to ensure your home meets those needs now and in the future

• Utilizing specialized knowledge in reverse mortgages, 401(k) accounts, and IRAs for your real estate transaction

• Connecting you with their vast network of movers, attorneys, home inspectors, and other experts to help you through the process

Join me for another amazing Savvy Senior Seminar where we have Becky Shook-Wotzka from New Found Treasures helping us to downsize and simplify our stuff and ultimately our lives! Becky will give us tips, direction, inspiration, and practical actions we can take today to tackle the stuff that holds us down!

The coffee and donuts are free. The information is priceless.

As always, Savvy Senior Seminars Series are free to anyone who would like to attend. Just help us make sure that we have enough seats and donuts by giving an RSVP.

Kimberly Caldwell with Premier Lifestyle Realty has earned the nationally recognized Seniors Real Estate Specialist® designation from the Seniors Real Estate Specialist Council of the National Association of Realtors®.

 Kimberly joins more than 15,000 real estate professionals in North America who have earned the SRES® designation.  All were required to successfully complete a comprehensive course in understanding the needs, considerations, and goals of real estate buyers and sellers aged 55 and older.

 “Working with seniors to meet their housing needs requires an expert understanding of their lifestyle and financial needs, and the SRES® designation means that a Realtor® has that understanding,” said Kimberly. “Whether they are buying, selling relocating or refinancing, seniors can be confident that I will be able to help them every step of the way.”

 Kimberly Caldwell is also the creator and host of Savvy Senior Seminar Series. The educational seminars are held on the 3rd Wednesday of each month and topics vary depending on the guest speaker.  For more information about Savvy Senior Seminars Contact Kimberly, or go to www.kimberlycaldwellrealtor.com/savvy-senior-seminars

Curious about Northern Colorado resources for seniors? Danita Nixon and I are compiling a list of our favorite resources just for you. Some a free or low cost. Others worth every penny to help you. If you are new to the area, this is a great opportunity for you find out what a great community we live in and how you can get the help you need.

Make sure you note our NEW meeting location at ANB Bank just south of Lake Loveland off Colorado Ave.

Spot the Scams

April 17
2:00-3:30 PM
Perkins Restaurant, Loveland 

On Wednesday, April 17 at 2pm we will learn about how the hallmarks of email, phone, and other scams. I want equip everyone with the ability to look a little closer and uncover scams so no one gets snookered by a scam!  You will leave with some knowledge in your tool belt to help protect yourself and your friends.
 
Join me at Perkins Restaurant on April 17 at 2pm in the meeting room for free coffee and muffins!

Are you ready to find out about some of the predictions for the 2019 Real Estate Market?

I will be presenting on my research of what the experts see for Real Estate in general and of course for our Northern Colorado Region. We will hit everything and I’ll leave time for questions.

The Coffee and Muffins are FREE

RSVP today using the form below

There has been a lot of talk about Cannabidiol (CBD) oil. It seems it is all the rage. And I get a lot of questions from out of state friends and families about it.

So what is it, is it safe. How do you use it? Where do you find the best product out there should you want to try it?

The Coffee and Muffins are FREE

RSVP today using the form below

Learn some of the most effective strategies and resources available for living safely and independently in your home as you get older. Learn about some of the precautions you can take to ensure that YOU remain in control of your lifestyle choices and decisions. Whether you choose to ‘stay put’ in your current home or move to one more manageable, you have options – lots of them! The challenge: Knowing which options are right for you! 

Featured Speaker is Danita Nixon.

The Coffee and Muffins are FREE

RSVP today using the form below

Thinking about selling your home, but the thought of all that needs to be done to sell it overwhelms you! What exactly should you do to make your house desirable to buyers?

Join me for a FREE Savvy Senior Seminar on Getting Your Home Ready to Sell. I will explain the difference between improvements and maintenance, exactly what we mean when we say “staging”, and how to get the biggest bang for the buck when selling your home.

Coffee and Muffins are FREE. RSVPs are greatly appreciated.

Attend our FREE Savvy November workshop and become an educated consumer regarding late life disability provisions.  We will visit different solutions for making sure you're cared for the way you want towards the end of your life.  Enjoy nuggets of information that are difficult to find anywhere else. Featured speaker is Nick Kemp from Navigation Wealth Management.  Coffee and muffins are provided free. RSVP's appreciated.  Call or email Kim at 970-980-1671 or Kim@TeamPLR.com

The great new is that as a senior, you have A LOT of wonderful options to choose from when deciding where you will live! The bad news is as a senior, you have A LOT of wonderful options to choose from when deciding where you will live!

So how do you decide? How do you narrow down the list of possibilities into a manageable group? Where do you begin? How do you know what to choose?

Our friend Danita Nixon from Senior Living Advisors of Colorado will help you understand the questions you should be asking and the process to help whittle down the list of all the housing candidates into a reasonable list of the most appropriate to explore.

Senior Living Advisors of Colorado is a FREE service to help you discern and identify the senior living communities that best suit you. You work in your best interests. Give Danita call today.

Please note we have changed locations: Join us at Perkins!

Are you curious about the ways that you can use your home to fund your retirement? Today we will touch on the pros and cons of the many different ways that you can use your home and/or the equity in your home to create monthly cash flow and offset the cost of retirement.

Join us at the Donut Haus for another great seminar. Nick Kemp from Navigation Wealth Management will give us tips, rules, and guidelines for our retirement income planning. This is just a short high level presentation to get you thinking about your income planning.

Nick has extended an invitation to Savvy Senior to attend a more in depth seminar on Social Security at the Fort Collins Senior Center on Wednesday, September 12 or Saturday, September 15. For more Details, CLICK HERE and register.

The coffee and doughnuts are free. The information is priceless!

Savvy Senior Seminars is pleased to present Beth Blacker from It's Just Stuff.  Beth has been helping the Organizing Helpless since 2011.  

You can't take it with you, so what do you do with it? Where do you start? Come meet the Chief of Clutter - Beth Blacker - organizer extraordinaire - who is passionate about helping to free people from the burden of clutter.  Together we can all break the bonds of clutter and start downsizing our collections of STUFF! 

Please join us for free coffee and donuts and priceless information so that you can be an educated and informed consumer.

Savvy Senior Seminars is pleased to present attorney Bill Carpenter to talk about Legal Considerations for Seniors. 

Please join us for free coffee and donuts and priceless information so that you can be an educated and informed consumer.

When is the best time to put my house on the market? What will it cost? Are you thinking now is the time to "rightsize"?  Or maybe next year? Do you have questions about what is going on in the Northern Colorado housing market and how that affects you.  I will be presenting current information regarding the local housing market, trends, and how you can successfully market your home, and/or buy a home.

Please join us for free coffee and donuts and priceless information so that you can be an educated and informed consumer.

Savvy Senior Seminars is please to bring your Danita Nixon of Senior Living Advisors of Colorado.  Danita provides free guidance to age 55+ clients who are curious about the options, communities and resources available in Northern Colorado. Start your search with Senior Living Advisors of Colorado because Danita will create a plan that is right for you. 

Visit Danita's website at https://www.slsoc.com/ for more information.

Please join us for free coffee and donuts and priceless information so that you can be an educated and informed consumer.